FAQ
Questions and answers
The things people ask most often. If yours is not here, just ask.
Common questions
In most cases nothing until completion, then a fixed fee disclosed at the first meeting, alongside any lender commission.
Roughly four to five times income, adjusted by lender rules that vary wildly, which is exactly why brokers exist.
Not with the right lender. Two years of accounts opens most doors; one year opens some.
It depends on your appetite for certainty versus the market. We show both futures with numbers and let you choose.
Almost certainly. Lenders price loyalty badly; a re-shop takes days and usually pays for itself many times over.
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